Check Eligibility | Ganpati Finance

Documents

Documents Required for Ganpati FinancePersonal Loan

Identity Proof (Any one of the following)

1.Aadhaar Card
2.PAN Card
3.Passport
4.Voter ID
5.Driving License

Address Proof(Any one of the following)

1.Utility Bill
2.Passport
3.Aadhaar Card
4.Ration Card
5.Rent Agreement

Income Proof

1.Last 3 months’ salary slips
2.Last 6 months’ bank statement
3.Form 16 or latest ITR

Ganpati Finance Personal Loan – Eligibility & Criteria

Eligibility Criteria for Ganpati Finance Personal Loan

Age Limit

1. Salaried Individuals: 21 to 60 years
2. Self-Employed/Business Owners: 25 to 65 years

Minimum Income

1. Salaried = ₹15,000 – ₹25,000 (depending on city)
2. Self-Employed = Minimum ₹2.5 lakh annually

Employment/Business Stability

1. Salaried: Minimum 2 years of work experience, with at least 1 year in current job
2. Self-Employed: Business should be operational for at least 3 years.

why us

why choose us

Why Your Business Needs Ganpati Finance

Whether you're a small shop owner, a growing startup, or a service provider — access to instant capital can make or break your business growth. Ganpati Finance provides fast, unsecured personal loans tailored for entrepreneurs, freelancers, and micro-businesses who need support without the paperwork and delays of traditional banks.

01

Instant Loan Approval

No more long queues or delays. Get approved in just a few minutes with our 100% online and automated process.

02

100% Digital & Paperless

Apply from anywhere, anytime—without visiting any branch or submitting physical documents.Just your PAN, Aadhaar & bank statement

03

No Collateral Required

Ganpati Finance loans are completely unsecured — no property or gold needed. Your trust and credit are enough.

04

Flexible Repayment Options

Choose loan tenures from 3 to 36 months. Pay EMI as per your income and comfort—no pressure, just flexibility.

05

Transparent & Secure

Zero hidden fees, no surprise deductions. Full clarity in every step, with encrypted data protection for your peace of mind.

06

Trusted by 5 Lakh+ Customers

Thousands across India rely on Ganpati Finance for fast, fair, and friendly financial support — and they keep coming back.

faqs

Here are 5 short FAQs for your personal loan website Ganpati Finance

Answers to your most common questions

You can easily apply by filling out our online form with basic personal and financial details.

Most loans are approved within 24–48 working hours after document verification.

You need to submit ID proof, address proof, income proof, and recent bank statements.

Interest rates start from as low as 10.99% per annum, depending on your profile.

Yes, we use industry-standard encryption to keep your data secure and private.

Grievance Redressal

Ganpati Finance is a financial services platform operated by GUCHI INVESTMENT PVT LTD, a Non-Banking Financial Company (NBFC) registered with the Reserve Bank of India (RBI), bearing Corporate Identity Number (CIN): U27310DL1982PTC013686.

We strictly follow RBI regulations and uphold ethical lending practices to protect and empower our customers. In accordance with RBI directives, we have established a dedicated Grievance Redressal Mechanism that ensures fair, transparent, and time-bound resolution of complaints.

If you have any issues, we encourage you to reach out. Our team is committed to addressing all concerns promptly, typically within 5 working days, as per RBI norms.

Our Branches Across India

Kolkata

BL-A, 3rd Floor, Jogendra Nath Ghoshal Rd, Ariadaha, Kolkata

Mumbai

BKC, 20, G Block Rd, G Block, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra 400051

Indore

Pakiza Showroom Building Office 4 th Floor Sector A -35 Office No, Madhya Pradesh 452011

Ahmedabad

Shivkrupa Residency, Nikol - Naroda Rd, opp. Uday Green Party Plot, New India Colony, Nava Naroda, Ahmedabad, Gujarat 382330

Ghaziabad

ANSAL PLAZA, Neelpadam Kunj Complex, Kamma 1, Vaishali, Ghaziabad, Uttar Pradesh 201019

Our Documents